The arts and sciences programs offered through the College of Public Service are designed for people with a passion for making a difference in the lives of others.
Whether you are on your way up the corporate ladder or just getting started, our business degree programs and certificates could help you prepare to take your business career to a higher level.
Whether you want to enter the field of criminal justice or need credentials to advance your career, Kaplan University's criminal justice degree programs are designed to help you achieve your goal.
Our online education degree programs and certificates could help prepare you to teach diverse learners a broad range of academic content and educational foundations.
Our comprehensive fire science programs offer the flexibility on online learning, ideal for individuals in the fire science and emergency management fields who may work inconsistent hours.
You could acquire real-world knowledge and practical skills and prepare for a career in the health care industry by earning a health sciences degree, diploma, or certificate.
Our programs in legal studies, paralegal studies, and environmental policy are designed to fit your educational goals.
Our nursing degree and certificate programs are taught by practicing professionals who are dedicated to helping you prepare for real-world challenges in nursing.
Kaplan University's IT programs are designed to prepare you with the knowledge and skills you need to start or advance your technology career.
Kaplan University offers over 180 degree and certificate programs all available to military, veterans, and spouses of active duty members. In addition, several programs have been developed to complement specific military occupations or programs established by the military.
The Kaplan University School of General Education courses support the academic, social, personal, and professional development of learners throughout their engagement with the University.
Offering the flexibility of online education and support for military students.
Every day, talented individuals are proving it's never too late to think about the future.
Learn more about becoming an international student at US-based and accredited Kaplan University.
Learn about transferring your previously earned college credits to Kaplan University.
We have partnered with many employers and educational institutions to provide their employees and students with education opportunities.
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Kaplan University is dedicated to the support, engagement, and involvement of our graduates.
Resources for current Kaplan University students.
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Kaplan University students are eligible to apply for the Title IV federal student loan programs. The University currently offers Subsidized Stafford, Unsubsidized Stafford, and Parent/Grad Plus loans through the William D. Ford Direct Loan program with the U.S. Department of Education.
Federal loans are generally lower-interest rate loans offering students a grace period in which payments are not due, as well as multiple repayment plans.
Whether you are a first-time borrower or a continuing student borrower, you may apply for a Direct Loan by completing a Free Application for Federal Student Aid (FAFSA) and electronically signing a Master Promissory Note (MPN).
See below for important information about the student loan process including documents and resources to guide and inform you.
The U.S. Department of Education requires that all students wishing to borrow under the federal Stafford loan program participate in a loan entrance counseling before receiving funds. To help you satisfy this requirement, visit the Direct Loans website. Please note, to complete this Entrance Counseling and Exam you will need your FAFSA PIN number to access your loan documentation.
There are two types of federal Stafford loans - subsidized and unsubsidized.
These loan payments are deferred while you are enrolled in school. However, once you graduate or fall below a half-time credit load (undergraduate, 6 quarter credit hours per semester; graduate, 2 or 4 quarter credit hours depending on your program), you will enter into a “grace” period of 6 months before your repayments begin. Once this period has expired, you will be required to begin making payments on your student loans.
Grad PLUS LoansThe Grad PLUS loans are only available to graduate students who are enrolled at least half time. This loan has a maximum interest rate of 8.5% and you are responsible for repaying the loan while you are enrolled. However, you have the option to defer payments on your loan unless you are taking less than a half-time credit load. Depending on your circumstances, you may be eligible for a 6-month grace period. You will still be responsible for the unpaid interest that accrues while you are in school and during any period of forbearance or deferment.
Parent PLUS Loans
Parents of dependent students who are planning to apply for the parent PLUS loan must complete the Parent Loan Data Form. Parents should also visit the Direct Loan site to complete a new MPN for student loans. Please see below for details on completing the MPN.
You must be the student's biological or adoptive parent or the student's stepparent, if the biological or adoptive parent has remarried at the time of application. Your child must be a dependent student who is enrolled at least half-time at a school that participates in the Direct Loan Program. For financial aid purposes, a student is considered "dependent" if he or she is under 24, unmarried, and has no legal dependents at the time the Free Application for Federal Student Aid is submitted. (Exceptions are made for veterans, wards of court, and other special circumstances.) If a student is considered dependent, then the income and the assets of the parent have to be reported on the FAFSA.
Interest on PLUS Loans
Unpaid interest accumulates while you are in school or in any deferment or grace period and is added to your principal balance at the end of the grace period, deferment, or forbearance period.
For example, if you borrow $1,000 and have $50 in unpaid interest, that $50 is added to the $1,000 at the end of your grace period. Thus, your principal balance will become $1,050 and you will thereafter pay interest on that amount. However, you should know that you have the option to pay the interest while you are in school to avoid having the unpaid interest amount added to your principal balance.
Once you decide which loan to apply for, it is important to be aware of your rights and responsibilities as a student borrower. You should understand the seriousness and importance of the repayment obligation you are assuming.
The Master Promissory Note (MPN) is a binding contract. The document states your obligation to repay your financial aid loans. The MPN can be used for both subsidized and unsubsidized loans and for one or more academic years (up to 10 years).
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