The Social and Behavioral Sciences programs are designed for people with a passion for making a difference in the lives of others.
Whether you are on your way up the corporate ladder or just getting started, our business degree programs and certificates could help you prepare to take your business career to a higher level.
Whether you want to enter the field of criminal justice or need credentials to advance your career, Kaplan University's criminal justice degree programs are designed to help you achieve your goal.
Our degree programs and certificates could help prepare you to teach diverse learners a broad range of academic content and educational foundations.
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Our nursing degree and certificate programs are taught by practicing professionals who are dedicated to helping you prepare for real-world challenges in nursing.
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Kaplan University offers over 180 degree and certificate programs all available to military, veterans, and spouses of active duty members. In addition, several programs have been developed to complement specific military occupations or programs established by the military.
The Kaplan University School of General Education courses support the academic, social, personal, and professional development of learners throughout their engagement with the University.
Open College at Kaplan University (OC@KU) offers individualized, affordable education that integrates technology and personalized service to help learners meet their career, academic, and personal goals.
Offering the flexibility of online education and support for military students.
Every day, talented individuals are proving it's never too late to think about the future.
Learn more about becoming an international student at US-based and accredited Kaplan University.
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Once you decide which loan to apply for, it is important to be aware of your rights and responsibilities as a student borrower. You should understand the seriousness and importance of the repayment obligation you are assuming. Here is what you should know:
Undergraduate Students: If you fail to schedule at least 6 credits per term you may incur “out of pocket” expenses. Please refer to the list below:
Graduate Students: If you fail to schedule at least 4 credits per term, you may incur “out of pocket” expenses. 2 or 4 credits (depending on your program) = half timeGraduate students no longer eligible to receive subsidized loans.Effective for loan periods that begin on or after July 1, 2012, graduate and professional students will no longer be eligible to receive subsidized loans. However, if you are a graduate or professional student, you may still qualify for up to $20,500 in unsubsidized loans each year.
The University will help you determine your eligibility for a federal student loan. The next steps are for you to accept the loan and sign a Master Promissory Note (MPN). An MPN is a binding legal document you sign that obligates you to repay your student loans. The MPN may be used for multiple loans for up to 10 years. You will only have to sign a new MPN if you change lenders. However, you may sign a new MPN every time you borrow, if you wish to do so. An MPN is canceled for future loans if:
There are other situations in which your MPN may be cancelled, such as in cases of bankruptcy; however, you remain responsible for all loans that the lender(s) made previously to the cancellation.
If you decide to withdraw from school, it is VERY important to contact the Kaplan University Financial Aid Office. You are required to complete an exit counseling information session so that you understand your loan repayment options and requirements and the option of consolidating your student loans. If you do not contact the Financial Aid Office, you are still responsible for knowing your rights and responsibilities under your loan programs.It is also important to contact the Kaplan University Financial Aid Office if you change your address, phone number, or email address. You can reach the Financial Aid Office at 866.458.2008 (Toll Free).
Accepting a loan could affect other forms of nonfederal financial aid, grants, or scholarships that may be available to you, such as private scholarships. For example, some private scholarships may take the amount of the loan into account when determining your financial need.
Your federal student loan must be repaid, regardless of:
If you fail to repay your student loan, there could be several consequences, including, but not limited to:
Important information regarding your repayment options are available on the U.S. Department of Education Federal Student Aid website. Have questions regarding your repayment options? Feel free to contact a member of the Loan Counseling Service Team at 888.702.0125 (Toll Free).
The U.S. Department of Education provides students an easy way to monitor all of their federal student loan debt. This tool is called the National Student Loan Data System (NSLDS) and it can be accessed at http://www.nslds.ed.gov/. To access your information, you will need your social security number and your U. S. Department of Education PIN. Be sure you have this information available. If you don’t know your PIN, you can request a duplicate from the U.S. Department of Education’s website: PIN Home.
Please see the chart below, which provides sample monthly payments based on different amounts borrowed. This chart uses the standard repayment plan. The standard repayment plan is the traditional approach in which your monthly payment will be either $50 per month or the amount you must pay so that your loan is paid off in 10 years. You must pay the greater amount.
However, your payment may be different depending on the repayment plan you select and the interest rate. To estimate your student loan repayments, you can use a loan calculator provided by the U.S. Department of Education: Department of Education Loan Calculators.
Have questions about your loan or rights and responsibilities as a student borrower? Feel free to ask your financial aid representative now. If you think of questions later, contact a member of the Loan Counseling Services Team at 888.702.0125 (Toll Free).
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