The Social and Behavioral Sciences programs are designed for people with a passion for making a difference in the lives of others.
Whether you are on your way up the corporate ladder or just getting started, our business degree programs and certificates could help you prepare to take your business career to a higher level.
Whether you want to enter the field of criminal justice or need credentials to advance your career, Kaplan University's criminal justice degree programs are designed to help you achieve your goal.
Our degree programs and certificates could help prepare you to teach diverse learners a broad range of academic content and educational foundations.
Our comprehensive fire science programs offer the flexibility of online learning, ideal for individuals in the fire science and emergency management fields who may work inconsistent hours.
You could acquire real-world knowledge and practical skills and prepare for a career in the health care industry by earning a health sciences degree, diploma, or certificate.
Our programs in legal studies, paralegal studies, and environmental policy are designed to fit your educational goals.
Our nursing degree and certificate programs are taught by practicing professionals who are dedicated to helping you prepare for real-world challenges in nursing.
Kaplan University's IT programs are designed to prepare you with the knowledge and skills you need to start or advance your technology career.
Kaplan University offers over 180 degree and certificate programs all available to military, veterans, and spouses of active duty members. In addition, several programs have been developed to complement specific military occupations or programs established by the military.
The Kaplan University School of General Education courses support the academic, social, personal, and professional development of learners throughout their engagement with the University.
Open College at Kaplan University (OC@KU) offers individualized, affordable education that integrates technology and personalized service to help learners meet their career, academic, and personal goals.
Offering the flexibility of online education and support for military students.
Every day, talented individuals are proving it's never too late to think about the future.
Learn more about becoming an international student at US-based and accredited Kaplan University.
Learn about transferring your previously earned college credits to Kaplan University.
We have partnered with many employers and educational institutions to provide their employees and students with education opportunities.
Corporate and Academic Partners
Kaplan University is dedicated to the support, engagement, and involvement of our graduates.
Resources for current Kaplan University students.
We have 15 ground locations across the country. Explore our locations to see if we're in your neighborhood.
Learning Center Experience
By Jerry Taylor, Full-Time Faculty, Kaplan University Published April 2016
Risk is an interesting topic; it’s actually one of those things
that’s in the eye of the beholder. Some people jump out of airplanes…many
people do not. Some people ride
motorcycles…many people do not. People
see risk very differently. Those who do not embrace risk are known as “risk
averse.” We think of this in degrees, from not at all risk averse to highly
risk averse. The highly risk averse, in a financial context, need to invest in
things that are just about risk free, like United States treasuries. Are you a
What is risk from a financial
perspective? Risk is the chance you will not
get some or all of your investment back. High
risk means it is highly likely your investment will not perform—there is a high probability that you could lose some or
all of your money.
Investopedia defines risk as “the chance that an investment's actual return
will be different than expected. Risk includes the possibility of losing some
or all of the original investment. Different versions of risk are usually
measured by calculating the standard deviation of the historical returns or
average returns of a specific investment. A high standard deviation indicates a
high degree of risk.” Wow, see how smart financial people are!
In return for taking a high
risk a savvy investor will demand a high
reward, or a high return on the risky projects. Why? A typical investment
portfolio is comprised of a number of investments with varying degrees of risk.
Assume half of the investments in a portfolio are risky. Further assume that ¾
of those investments will be successful and provide a high return. With a high
return, the winners in the portfolio may offset the losers, those risky investments
that fail to perform.
If a portfolio is not diversified, caution
must be used when selecting investments. Say to yourself, "Why is this
investment opportunity forecasting a return of 15 to 25%?" These days with
very low returns the numbers could even be 8% to 12%. The return is high
because the market has deemed it a very
risky investment. Remember what that means—chances are very good it will be
Many investors refuse to recognize that fact and look for high reward
opportunities without realizing the true nature of the risk they are taking.
Many investors have lost significant nest eggs. If it seems too good to be true,
it generally is.
Instead of thinking: "High risk, high reward," we should think "High
risk, potential high reward…but not
When it comes to financial risk, best follow an unnamed ancient
Greek philosopher who inscribed on the Temple of Apollo at Delphi: “Know Thyself.”
Financial risk can drive you insane if you are not ready for it.
Jerry Taylor is a full-time faculty member at Kaplan University. The views expressed in this article are solely those of the author and do not represent the view of Kaplan University.
By Cynthia Waddell, PhD, CPA, CFE
By Jerry Taylor
By Geoffrey Vanderpal
By Dr. Denise Schoenherr
By Stanley W. Self, CFE
By Rachel Byers, Full-Time Faculty, School of Business
Accounting firms are taking advantage of some emerging trends.
Change is the name of the game in wealth management!
Most people do not realize there are a variety of jobs in this field.
According to the BLS, employment of insurance sales agents is projected to grow.
Access definitions and FAQs related to accounting.
Access definitions and FAQs related to investments and wealth management.
Access definitions and FAQs related to real estate.
Access definitions and FAQs related to risk and insurance.
Kaplan Real Estate Education's Toby Schifsky looks at the factors to consider when pursuing a real estate career.
Toby Schifsky talks about the importance of goals and action steps for achieving them.
Access preparation and practice advise from Kaplan Financial Education experts Mary Orn and Julie Ramsey.
Maylee talks about her experiences with Kaplan Financial Education and preparing for her exams.
National Debt Clock
KU Facebook Page
KU Twitter Page
KU YouTube Channel
KU Google+ Page
KU LinkedIn Page
KU Pinterest Page
KU Instagram Page
Registered User Login
Student Consumer Information
LEARNING AT KAPLAN UNIVERSITY